Islamic Entrepreneurship Education in Islamic Higher Education Institutions: Entrepreneurial Self-Efficacy, Sharia Financing, and Entrepreneurial Intention
DOI:
https://doi.org/10.59240/kjsk.v6i4.1310Keywords:
Islamic entrepreneurship education, entrepreneurial self-efficacy, sharia financing, entrepreneurial intention, Islamic higher educationAbstract
This study analyzes the relationship between Islamic entrepreneurship education, entrepreneurial self-efficacy, access to Islamic financing, and entrepreneurial intention among students at Islamic Religious Higher Education Institutions (PTKI), motivated by the need to integrate entrepreneurial competencies, Islamic values, and ecosystem support. Through a literature study using an integrative literature review and thematic synthesis of national and international literature from 2021–2026, the study identifies three themes: Islamic entrepreneurship education as capacity formation, self-efficacy as a psychological mechanism shaping intention, and access to Islamic financing as a contextual enabling condition. The synthesis indicates that experiential learning, mentoring, problem-solving, and the internalization of Islamic values have the potential to support self-efficacy and entrepreneurial intention, while access to financing needs to be integrated with financial literacy, assistance, and institutional support. The study produces an integrative conceptual framework as a foundation for developing experiential-based curricula, business incubators, and partnerships between PTKI and the Islamic financial ecosystem, with empirical testing needed to confirm the relationships among constructs
References
Ajzen, Icek. “Perceived Behavioral Control, Self-Efficacy, Locus of Control, and the Theory of Planned Behavior.” Journal of Applied Social Psychology 32, no. 4 (April 1, 2002): 665–83. https://doi.org/10.1111/J.1559-1816.2002.TB00236.X;PAGEGROUP:STRING:PUBLICATION.
———. “The Theory of Planned Behavior.” Organizational Behavior and Human Decision Processes 50, no. 2 (December 1991): 179–211. https://doi.org/10.1016/0749-5978(91)90020-T.
Al-Qadasi, Nabil, Gongyi Zhang, Ibrahim Al-Jubari, Mohammed Ali Al-Awlaqi, and Ammar Mohamed Aamer. “Entrepreneurship Education and Entrepreneurial Behaviour: Do Self-Efficacy and Attitude Matter?” The International Journal of Management Education 22, no. 1 (March 1, 2024): 100945. https://doi.org/10.1016/J.IJME.2024.100945.
Amani, David, Ismail Juma Ismail, Athuman Makona, Ismail Abdi Changalima, and Isaac Kazungu. “Extending the Mediation Role of Entrepreneurial Self-Efficacy on Enhancing Students’ Entrepreneurial Intentions: A Moderated Mediation Model.” The International Journal of Management Education 22, no. 1 (March 1, 2024): 100915. https://doi.org/10.1016/J.IJME.2023.100915.
Bandura, A. Self-Efficacy: Toward a Unifying Theory of Behavioral Change. Psychological Review, 84, 1977.
Boubker, Omar. “Does Religion Raise Entrepreneurial Intention and Behavior of Muslim University Students? An Extension of Ajzen’s Theory of Planned Behavior (TPB).” The International Journal of Management Education 22, no. 3 (November 2024): 101030. https://doi.org/10.1016/j.ijme.2024.101030.
Braun, Virginia, and Victoria Clarke. “Using Thematic Analysis in Psychology.” Qualitative Research in Psychology 3, no. 2 (2006): 77–101. https://doi.org/10.1191/1478088706QP063OA.
Drnovšek, Mateja, Joakim Wincent, and Melissa S. Cardon. “Entrepreneurial Self‐efficacy and Business Start‐up: Developing a Multi‐dimensional Definition.” International Journal of Entrepreneurial Behavior & Research 16, no. 4 (June 15, 2010): 329–48. https://doi.org/10.1108/13552551011054516.
Gianeta, Gianeta, and Chrisanty V. Layman. “PERCEIVED ACCESS TO FINANCE, SELF-EFFICACY, AND ATTITUDE ON STUDENT’S ENTREPRENEURIAL ABILITY AND INTENTION.” Milestone: Journal of Strategic Management 3, no. 2 (September 27, 2023): 89–102. https://doi.org/10.19166/MS.V3I2.7456.
Hafid, Radia, Ivan Rahmat Santoso, and Imam Prawiranegara Gani. “The Effect of Self-Efficacy Mediation on Entrepreneurship Education and Entrepreneurial Intention.” Jurnal Pendidikan Ekonomi Dan Bisnis (JPEB) 12, no. 01 (February 27, 2024): 11–24. https://doi.org/10.21009/JPEB.012.1.2.
Hassan, Yusuf. “A Decade of Research on Muslim Entrepreneurship.” Journal of Islamic Marketing 13, no. 6 (February 8, 2021): 1288–1311. https://doi.org/10.1108/JIMA-12-2019-0269.
Kumar, Satish, Saumyaranjan Sahoo, Weng Marc Lim, and Léo Paul Dana. “Religion as a Social Shaping Force in Entrepreneurship and Business: Insights from a Technology-Empowered Systematic Literature Review.” Technological Forecasting and Social Change 175 (February 1, 2022): 121393. https://doi.org/10.1016/J.TECHFORE.2021.121393.
Lehmann, Erik E., and Laurenz Weiße. “Religion and Entrepreneurship: A Meta-Analysis.” Management Review Quarterly 2025, August 29, 2025, 1–51. https://doi.org/10.1007/S11301-025-00547-Z.
Md, Haslina, Harizan Mohd, and Saifulamri Mustafa. “Islamic Entrepreneurship: Analysis of Research Trend.” Islamiyyat: The International Journal of Islamic Studies 42, no. 2 (December 1, 2020): 71–84. https://doi.org/10.17576/islamiyyat-2020-4202-07.
Newman, Alexander, Martin Obschonka, Susan Schwarz, Michael Cohen, and Ingrid Nielsen. “Entrepreneurial Self-Efficacy: A Systematic Review of the Literature on Its Theoretical Foundations, Measurement, Antecedents, and Outcomes, and an Agenda for Future Research.” Journal of Vocational Behavior 110 (February 1, 2019): 403–19. https://doi.org/10.1016/J.JVB.2018.05.012.
Rafiki, Ahmad, Sutan Emir Hidayat, and AlFatih Gessan Pananjung. “Islamic Entrepreneurship Research Since 1990: A Systematic Literature Review.” IQTISHODUNA: Jurnal Ekonomi Islam 12, no. 1 (April 1, 2023): 37–56. https://doi.org/10.54471/IQTISHODUNA.V12I1.2086.
Ridlwan, Ahmad Ajib, Yan Putra Timur, Fitriah Dwi Susilowati, Muhamad Nafik Hadi Ryandono, Juliana Juliana, and Shafinar Ismail. “Do Institutional and Psychological Supports Foster Islamic Entrepreneurial Intention? Evidence from Productive Zakat Beneficiary Students in Indonesia and Malaysia.” Journal of Islamic Economic Laws 9, no. 01 (July 23, 2026): 340–72. https://doi.org/10.23917/JISEL.V9I01.16783.
Shahriar, Mohammad Shibli, Md Sharif Hassan, Md Aminul Islam, Farid Ahammad Sobhani, and Md Touhidul Islam. “Entrepreneurial Intention among University Students of a Developing Economy: The Mediating Role of Access to Finance and Entrepreneurship Program.” Cogent Business & Management 11, no. 1 (December 31, 2024). https://doi.org/10.1080/23311975.2024.2322021.
Siswanto. “Religiosity and Entrepreneurial Motivation Roles in the Goal-Specific Relation: A Case of Muslim Students in Indonesia.” Journal of Islamic Accounting and Business Research 15, no. 4 (March 29, 2024): 701–25. https://doi.org/10.1108/JIABR-02-2022-0056.
Snyder, Hannah. “Literature Review as a Research Methodology: An Overview and Guidelines.” Journal of Business Research 104 (November 1, 2019): 333–39. https://doi.org/10.1016/J.JBUSRES.2019.07.039.
Svotwa, Tendai Douglas, Olumide Jaiyeoba, Mornay Roberts-Lombard, and Charles Makanyeza. “Perceived Access to Finance, Entrepreneurial Self-Efficacy, Attitude Toward Entrepreneurship, Entrepreneurial Ability, and Entrepreneurial Intentions: A Botswana Youth Perspective.” SAGE Open 12, no. 2 (April 1, 2022). https://doi.org/10.1177/21582440221096437;WEBSITE:WEBSITE:SAGE;REQUESTEDJOURNAL:JOURNAL:SGOA;JOURNAL:JOURNAL:SGOA;WGROUP:STRING:PUBLICATION.
Uzkurt, Cevahir, Emre Burak Ekmekcioglu, Semih Ceyhan, and Ahmet Sukru Pampal. “Entrepreneurial Self-Efficacy as a Mediator in the Entrepreneurial Education-Entrepreneurial Intention Nexus: The Moderating Role of Government-Based Support and Financial Concerns.” Entrepreneurship Education 2024 8:1 8, no. 1 (October 9, 2024): 131–56. https://doi.org/10.1007/S41959-024-00133-6.
Whittemore, Robin, and Kathleen Knafl. “The Integrative Review: Updated Methodology.” Journal of Advanced Nursing 52, no. 5 (December 1, 2005): 546–53. https://doi.org/10.1111/J.1365-2648.2005.03621.X;WGROUP:STRING:PUBLICATION.
Wibowo, Agus, Sri Umi Mintarti Widjaja, Sugeng Hadi Utomo, Djoko Dwi Kusumojanto, Cipto Wardoyo, Ludi Wishnu Wardana, and Bagus Shandy Narmaditya. “Does Islamic Values Matter for Indonesian Students’ Entrepreneurial Intention? The Mediating Role of Entrepreneurial Inspiration and Attitude.” Journal of Islamic Accounting and Business Research 13, no. 2 (February 1, 2022): 242–63. https://doi.org/10.1108/JIABR-03-2021-0090.
———. “Does Islamic Values Matter for Indonesian Students’ Entrepreneurial Intention? The Mediating Role of Entrepreneurial Inspiration and Attitude.” Journal of Islamic Accounting and Business Research 13, no. 2 (February 1, 2022): 242–63. https://doi.org/10.1108/JIABR-03-2021-0090.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2026 Arinal Rahmati, Amrullah, Yulinda Darwiyanti, Benazir, Fiesca Maini Asri , Intan Qurratul’aini
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
